Tools / Break-even

Break-even calculator

A 90% split doesn't always pay you back faster. Payout caps change from cycle to cycle, so an account that releases only $1,500 on the first payout needs several more cycles than one with no cap. Here we build the actual ladder and find the point where it clears your total cost.

Firms shown
Attempts to pass1

Total cost is counted the same way as the true cost calculator: evaluation fee + retries + activation fee.

AccountTotal costSplitProfit neededPayouts to break evenFirst payout consumedFirst cap
Legends Trading▸Apprentice 50K$4090%$451.5% of the evaluation target14%$1,200 per payout
Liberty Market Investment▸MEDIUM 50K$63100%$632.1% of the evaluation target14%$1,500
Shark Futures▸Basic 50K$6490%$712.4% of the evaluation target15%$1,500
FundedNext Futures▸Flex 50K$7095%$742.9% of the evaluation target15%$1,500 per payout
Blueberry Futures▸Accelerated 50K$7490%$822.7% of the evaluation target13%$2,500 per payout
YRM Prop▸Starter 50K$7990%$882.9% of the evaluation target16%$1,500
Tradeify▸Growth 50K$8790%$973.2% of the evaluation target16%$1,500
Phoenix Trader Funding▸Growth V3 (Classic) 50K$9090%$1003.3% of the evaluation target110%$1,000 per payout
Legends Trading▸Elite 50K$9190%$1013.7% of the evaluation target15%$2,000 per payout
Apex Trader Funding▸50K Intraday$104100%$1043.5% of the evaluation target17%$1,500
Lucid Trading▸LucidDaily 50K$9590%$1063.5% of the evaluation target1—No cap
Lucid Trading▸LucidFlex 50K$9890%$1093.6% of the evaluation target15%$2,000 per payout
Blueberry Futures▸Ascent 50K$9890%$1093.6% of the evaluation target14%$2,500 per payout
Halcyon Trader Funding▸50K Lite$10290%$1134.1% of the evaluation target16%$2,000 per payout
My Funded Futures▸Builder 50K$9280%$1153.8% of the evaluation target16%$2,000 per payout
FundedSeat▸1 Step 50K$10590%$1173.9% of the evaluation target112%$1,000 per payout
TradeDay▸Quick Pay 50K (Intraday)$5950%$1183.9% of the evaluation target1—No cap
For Traders▸Fast Pro 50K$9980%$1244.1% of the evaluation target110%$1,200 per payout
The5ers Futures▸Day Trade 50K$10080%$12518%$1,500
Take Profit Trader▸50K (Test→PRO→PRO+)$10280%$1284.3% of the evaluation target1—No cap
Top One Futures▸Elite Daily 50K$12090%$1334.4% of the evaluation target113%$1,000 per payout
My Funded Futures▸Rapid 50K$12590%$1394.6% of the evaluation target1—No cap
My Funded Futures▸Rapid EOD 50K$12590%$1394.6% of the evaluation target1—No cap
Lucid Trading▸LucidPro 50K$13090%$1444.8% of the evaluation target17%$2,000
Apex Trader Funding▸50K EOD$148100%$1484.9% of the evaluation target110%$1,500
E8 Futures▸E8 Signature Futures 50K$12080%$1505.0% of the evaluation target112%$1,250
The5ers Futures▸Swing 50K$12080%$150110%$1,500
TradeDay▸Quick Pay 50K (EOD)$7950%$1585.3% of the evaluation target1—No cap
Funded Futures Family▸Prime 50K$14390%$1595.3% of the evaluation target18%$2,000
Swiss FirmUp▸Classic 50K$14890%$1645.5% of the evaluation target18%$2,000 per payout
Taurus Arena▸PRIME 50K$14785%$1735.8% of the evaluation target112%$1,500 per payout
BluSky Trading▸50K Launch Evaluation$15890%$1765.9% of the evaluation target1—No cap
Hola Prime Futures▸1-Step Prime 50K$15990%$177112%$1,500
FundedNext Futures▸Rapid Pro 50K$17090%$1896.3% of the evaluation target116%$1,200 per payout
FundedNext Futures▸Rapid Daily 50K$17090%$1896.3% of the evaluation target116%$1,200 per payout
Topstep▸50K Trading Combine$19890%$2207.3% of the evaluation target14%$5,000 per payout
Zenit Funding▸Expert 50K$19890%$2207.3% of the evaluation target111%$2,000 per payout
FundedNext Futures▸Legacy 50K$20080%$2508.3% of the evaluation target14%$6,000 per payout
Funded Futures Network▸MAX Standard 50K$20080%$2508.3% of the evaluation target117%$1,500
FTUK Futures▸One Step SIM 50K$20480%$2558.5% of the evaluation target110%$2,500 per payout
Tradeify▸Lightning 50K (instant funding)$29590%$328116%$2,000
Lucid Trading▸LucidDirect 50K (instant funding)$36490%$404120%$2,000
FTUK Futures▸Instant SIM Funding 50K$38280%$477119%$2,500 per payout
Hola Prime Futures▸Direct Account 50K (instant funding)$54890%$609141%$1,500
Tradeify▸Select 50K$9990%—Cannot compute—See original
TradeDay▸Fast Pass 50K (EOD)$8580%—Cannot compute—See original
My Funded Futures▸Pro 50K$15980%—Cannot compute—See original
LifeUp Trading▸Basic 50K$157——Cannot compute—See original
LifeUp Trading▸Expert 50K$103——Cannot compute—See original
Earn2Trade▸Gauntlet Mini GAU50$102——Cannot compute—$5,000 per payout
OneUp Trader▸$50,000 Funded Trader Program$15090%—Cannot compute—See original
Bulenox▸Qualification 50K — Option 1: No Scaling (Trailing Drawdown)$27390%—Cannot compute—See original
Bulenox▸Qualification 50K — Option 2: EOD (Scaling Plan)$273——Cannot compute—See original
Leeloo Trading▸Launch 50K (Foundation LL)$389——Cannot compute—No cap
Alpha Futures▸Direct Qualified 50K$519——Cannot compute—$2,000 per payout
Phidias Prop Firm▸Express to Live 50K$14580%—Cannot compute—See original
Phidias Prop Firm▸Premium 50K$145——Cannot compute—$2,000 per payout
UProfit▸Day Soft 50K$7890%—Cannot compute—See original
The Trading Pit▸Futures Prime 50K$9980%—Cannot compute—See original
Savius▸50K Fixed EOD$79——Cannot compute—See original
Savius▸50K Trailing EOD$89——Cannot compute—See original
Goat Funded Futures▸EOD 50K$69——Cannot compute—See original
Top One Futures▸Elite Access 50K$22890%—Cannot compute—See original
HyperTicks▸Hyper 50K$12590%—Cannot compute—See original
Aqua Futures▸One Step Standard 50K$9090%—Cannot compute—See original
FuturesElite▸Elite 50K$11590%—Cannot compute—See original
FunderPro Futures▸Beginner 50K$7980%—Cannot compute—See original
PropEd Capital▸Standard Evaluation 50K$13180%—Cannot compute—See original
FXIFY Futures▸Standard 50K$21480%—Cannot compute—See original
FXIFY Futures▸Expert 50K$14990%—Cannot compute—See original
Redline Futures Funding▸50K Gas Standard$8390%—Cannot compute—See original
Redline Futures Funding▸50K Gas Activation$16290%—Cannot compute—See original
Redline Futures Funding▸50K Electric$6790%—Cannot compute—See original
Redline Futures Funding▸50K Diesel$32790%—Cannot compute—See original
Nexgen ProTrader Funding▸50K Evaluation$20490%—Cannot compute—See original
TradersYard Futures▸$50K Account (Fixed Plan)$119——Cannot compute—See original
Ylos Trading▸50K Standard$125——Cannot compute—$2,000 per payout
Ylos Trading▸50K Instant Funding$349——Cannot compute—$2,000 per payout

Profit needed is total cost ÷ split. At a 90% split you have to make $112 in the account to get $100 back.

Payouts to break even is the minimum count assuming you withdraw the full cap every cycle. In practice minimum trading days, consistency rules and the safety net stretch it out. Click a row to open the per-cycle ladder and its conditions.

First payout consumed is the share of your first net payout that goes to recovering what you paid. At 50K most firms recover it in one go, so payout count alone hides the difference. This ratio shows it.

Where we could not read a numeric payout cap, we skip the calculation and show the original wording instead. We do not replace a value we could not read with a plausible-looking number.

Data as of: 2026-09-30